Question 1

HOW MUCH DOES CREDIT REPAIR COST?

Accepted Answer

Our credit repair services start at $500.00. Pricing may vary based on the complexity of your credit file and the services needed. 
****Promotions are subject to availability, may end without notice, and cannot be applied retroactively to previous purchased services.

Question 2

WHAT ITEMS CAN BE DISPUTED?

Accepted Answer

We review a variety of reporting items, including collections, charge-offs, repossessions, evictions, medical bills, bankruptcies, hard inquiries, late payments, outdated personal information, certain child support reporting, and other negative accounts that may qualify for dispute under applicable credit reporting laws.

****Student loan disputes require a separate strategy depending on the type of loan, reporting history, and overall goal of the client.

Question 3

HOW LONG DOES CREDIT REPAIR TAKE?

Accepted Answer

Most of our clients see movement within 45-60 sometimes less. Every file is different, and some cases may require additional rounds.

Question 4

IF AN ACCOUNT IS DELETED FROM MY CREDIT REPORT, DO I STILL OWE THE DEBT?

Accepted Answer

A deletion removes the account from your credit report. It does not automatically eliminate the underlying debt.

Question 5

CAN I APPLY FOR NEW CREDIT WHILE ENROLLED?

Accepted Answer

We strongly recommend limiting new credit applications during the dispute process, as new inquiries and accounts can significantly impact your results.

Question 6

HOW WILL I RECEIVE UPDATES?

Accepted Answer

Progress updates are typically provided every 30 days during the dispute process.

Question 7

WILL MY CREDIT SCORE INCREASE?

Accepted Answer

Credit scores are influenced by factors such as account age, payment history, debt balances, credit utilization, and the information reported by lenders to the credit bureaus. While many clients see score improvements, results vary and no specific score number can be guaranteed.

Our goal is to improve overall credit health and accuracy of your credit profile, not just the score itself.

FAQ

Frequently asked questions